Friday, April 22, 2022

Putting Yips - What Causes Them?

Kirby Spencer McDonald is the founder and a managing partner of Illuminate Financial Group in Omaha, Nebraska. Among other responsibilities, he handles compliance matters, trains financial advisors, and oversees recruitment. Outside of his work, Kirby McDonald lives an active lifestyle and enjoys playing golf. One phenomenon that can affect golfers is putting yips, the cause of which remains a subject of debate.

Putting yips are involuntary wrist movements that golfers may experience when putting, and other symptoms can include spasms, freezing, twitches, or tremors. This results in poor putting and wild swings on the golf course. Although yips were once considered a manifestation of nervousness during a game, many researchers theorize that some cases have other causes. Most believe that there are two types of yips.

Type I yips concern players who exhibit signs of focal dystonia, a neurological dysfunction that triggers involuntary muscles contractions when performing a specific task. Putting yips of this sort might possibly develop in a manner similar to writer's cramp. Due to the positive correlation between yips and golfing experience, some experts suggest that certain muscles in the wrists and upper arm become overworked over time. Furthermore, a golfer's anxiety can increase the frequency of involuntary movements.

Type II yips occur as a result of elevated anxiety and psychological mechanisms associated with buckling under pressure. The overthinking that accompanies these feelings impairs concentration and skill execution, leading to muscle spasms and a subsequent decline in performance.

Wednesday, April 6, 2022

Student Retreats Run by Youth Frontiers


The founder of Illuminate Financial Group in Omaha, Nebraska, Kirby Spencer McDonald supports local and national charitable organizations. Through Illuminate Charity, the company’s nonprofit arm, Kirby McDonald assists groups such as Youth Frontiers.

Youth Frontiers improves the lives of students through character-building events called for students, educators, and parents, each focused on a certain attribute and associated skills. Student-focused events share a similar format, with students from the same grade learning a chosen skill together. Each “retreat” lasts between five and five-and-a-half hours, and concludes with a collective sharing session.

The Kindness Retreat, for fourth- and fifth-graders, teaches conflict resolution skills and the value of kindness. The Courage Retreat addresses adolescents’ fears and how to process them and take positive action.

Youth Frontiers’ Respect Retreat teaches ninth- through 11th-graders the importance of respecting themselves and others, and standing up to disrespectful behavior. To help seniors prepare for life after high school, the Wisdom Retreat provides a safe environment for students to share their high school experiences, gain closure for their time there, and enhance relationships with high school friends.

Wednesday, February 2, 2022

Considerations for a Safe Bicycle Ride



A financial services professional since the early 1980s, Kirby Spencer McDonald heads the Omaha, Nebraska-based wealth-management firm Illuminate Financial Group as president and OSJ compliance officer. A staunch supporter of community-oriented activities and charities, he most enjoys spending time with his family. Kirby McDonald keeps fit by playing golf, running, and bicycling.

Bicycling is a fun way to get outside, get some exercise, and enjoy the neighborhood and surrounding regions, whether for pleasure or business. Riding a bicycle does have its challenges and hazards, and riders need to make safety their first consideration whenever they take to the road.

For bicyclists, one of the most important elements of a safe ride is a well-fitting helmet that meets the Consumer Product Safety Commission (CPSC) standards. Many jurisdictions require that children wear helmets while bicycling, but children aren’t the ones at most risk: in 2018, the average age of bicyclists killed in traffic accidents was 47. Other important personal protective equipment, especially when riding at dusk or night, is light-colored clothing or reflective tape or devices on clothing, helmet, and the bike itself.

After a well-fitting helmet, the next safety consideration is a well-fitting and properly-maintained bicycle. A bike that’s too big or too small for its rider is inherently unsafe. Smaller bicycles are available for children, and while adult bicycles are standard-sized, their seats and handlebars are adjustable so riders of all sizes can ride them safely and comfortably. Before getting underway, riders should also check that the tires are properly inflated and that the brakes work.

Bike riders and vehicle drivers alike can reduce traffic accidents by knowing the rules of the road. Bicyclists should ride predictably and look before they turn or change lanes and then signal their intentions when it’s safe to do so. Likewise, vehicle drivers should be aware of bicyclists sharing the road and yield to them as appropriate. Riding a bicycle is no time for texting, using headphones, or drinking – anything that distracts or impairs a rider can carry unwanted consequences.

Wednesday, October 20, 2021

Financial Professional Background Check


An accomplished financial and investment business executive with nearly three decades of experience, Kirby Spencer McDonald serves as the compliance officer and managing partner of Omaha, Nebraska-based Illuminate Financial. In this capacity, Kirby McDonald works closely with clients in creating innovative financial management objectives.

On FINRA's BrokerCheck, anybody may look into the background of their financial advisor. The information in the content was gathered from sources that are considered reliable. This information is not meant to be used as tax or legal advice. Visit Brokercheck.finra.org to use the online tool.

BrokerCheck assists in making educated decisions regarding brokers and brokerage companies and provides quick access to information on investment advisers. It can be used to check if a company or an individual is registered to sell securities (such as bonds, stocks, mutual funds), as required by law. BrokerCheck also provides information regarding a broker's regulatory actions, work history, arbitrations, complaints, and other investment-related license information.

Civil litigation does not involve investments, civil protective orders, or criminal cases unless the offenses are felonies or misdemeanors involving assets. or include theft or a "breach of trust." are not included in BrokerCheck. To get this information, conduct an online search or contact a state securities regulator to do additional research on investment advisers and brokers.

Parents Start Saving for College?

A resident of Nebraska, Kirby Spencer McDonald is the founder and president of Illuminate Financial Group. Kirby McDonald offers wealth accu...